




The Right Loan for your business. Right now
Established in 2007, OUR is a CDFI (Community Development Financial Institution) certified by the US Department of the Treasury’s CDFI FUND, and dedicated exclusively to serve the needs of small businesses and entrepreneurs through microloans services in its target market: Miami-Dade, Broward and Palm Beach counties. OUR has been authorized four times by the SEC to issue debt through Investment Certificates, and, since January 2015 is one of the loans administrators for the MICROFINANCE LOAN PROGRAM of the Florida State. At OUR, we have made more than 2,800 business loans, with a total amount disbursed higher than $43 million, a total portfolio bigger than $9 million as of today, with near 8,740 hours of technical assistance.

Loans
Our Process
All our loans are done through visit processes in which a Microfinance Specialist goes to the client’s business and helps them gather the necessary information and requirements, including the completion of all the necessary forms to be submitted for approval on the credit committee. Our clients won’t spend time filling complicated paperwork or waiting to be helped in an office, all the tedious work is done by our Microfinance Specialists for them. Learn more
Hour approval
or lower in credit
Not FICO Driven
Hour disbursement
Investments
How it works
You decide how to invest, choosing the perfect combination of amount, term and, frequency of interest payments that adapts to you.

minimum investment
to 24 month maturity
SEC QUALIFIED
% interest rates
Latest News
Find out the latest news about Our Microlending and the Lending World

We have renewed OUR CDFI certification
The CDFI has renewed OUR MicroLending's CDFI certification....
Small Business Loans vs Microbusiness Loans
Learn more and how it can help your business grow...
How Micro Loans Can Help Your Small Business Grow
Many businesses operate at a loss. A microloan can help change that...
What’s a CDFI? What you need to know about them
According to CDFI Fund (U.S. Department of Treasury) a certified Community Development Financial Institu...
Key principles of microfinance
Key principles of microfinance were developed in 2004 by ConsultativeGroup to Assist the Poor (CGAP) and endor...
Why did we file a Form 1-A (Reg. A) with the Security Exchange Commission (SEC)?
This week we published onour website:“OUR MicroLending LLC’s Reg.Aqualification on December 23rd by th...
Microfinance, for profit and Non for profit, small and micro business
Here is a little bit of all that I have heard in the past year; since I started working on the microfinance fi...
We’ve been doing MAGIC.
If someone during an elevator ride asked me what Our MicroLending is doing on these days, I have to say MAGIC!...