We know that being an entrepreneur has more than a handful of challenges. Often is just a little financial push what it takes for your business to reach financial success.

We are here to help. We are a lending company determined to help grow your business, regardless of its size. Whether you are looking to expand your company, buy new inventory or working capital, we tailor-make our loans to fit you.

You can find us at 3191 Coral Way, Suite 109 Miami, FL 33145

A microfinance institution (MFI) is an organization that provides financial services such as loans, savings, Investment, and maybe even insurance to micro-entrepreneurs and/or unbanked people. An MFI can operate as a nonprofit like a non-government organization (NGO), credit cooperative, non-bank financial institution (NBFI), or even a formal, regulated for-profit bank.

Although most MFI’s provide microloans to entrepreneurs of low-moderate income, they can differ in services, size and reach; some serve a few thousand clients in their immediate geographical area, while others serve hundreds of thousands, even millions, in a large geographical region, through numerous branches. Many MFIs offer services beyond loans and savings, including education on business and financial issues and social services, focused on health and children.

A micro-lending is a program that offers microcredits, also known as microloans, and other financial services to unbanked or low to moderate income people, to help them increase their income through entrepreneurship and self-employment.

Microcredits consist of a small loan given to individuals or corporations, to help them expand or develop a micro or self-sustaining business, and occasionally to establish one.

Requirements: No minimum credit score is required, all the analysis and the decision is based on the ability to repay, the client references and the performance of the business.

Qualification: Microcredit clients spend all their time taking care of their businesses themselves, they have less than 5 employees, they are also referred to a small business, and in cases, they use their own money to finance their commercial activity. In that regard, microfinance methodology is based on a very personalized service in which the loan officers go to the client to guide and assist them during the application process.

Conditions: The interest rates reflect the risk of the target market.

Terms: Significantly shorter than traditional bank loans.

Any Individual, corporation or professional, that has a business, commercial activity, or private practice; with more than 6 months of operations.

If the potential client has less than 6 months in business, it must be able to prove previous experience in the field.

Also known as micro businesspeople or small business owners, individuals with a commercial activity or corporation with less than 10 employees, in some cases, located in low to moderate income areas or professionals with private practices.

Even though some microfinance institutions offer different types of microloans, the methodology, philosophy and objective of the microfinance programs is to help microentrepreneur either with microcredit or financial training.